Fintech Solutions
Navigating the Frontier of Financial Innovation
Digital finance demands a new kind of advisory — one that combines deep regulatory expertise with genuine technology fluency. Aurevya's Fintech Solutions practice bridges this gap, helping clients build, license, and operate innovative financial services with confidence.
The Opportunity
Africa's Digital Finance Moment
Sub-Saharan Africa is experiencing one of the most significant financial services transformations in history. Mobile money penetration, digital banking adoption, and blockchain-based payment systems are reshaping how hundreds of millions of people access financial services.
Mauritius sits at the centre of this transformation — as a regulated, credible jurisdiction with preferential access to African markets through SADC, COMESA, and bilateral investment treaties, and as a test bed for progressive fintech regulation that other African jurisdictions are looking to emulate.
Aurevya's fintech advisory practice helps clients capitalise on this moment — structuring their operations, obtaining the right licences, and building the governance frameworks that will sustain their growth.
We advise fintech businesses on the optimal regulatory strategy for their model — identifying the appropriate licence category, jurisdiction, and application pathway. We represent clients before the FSC and other relevant authorities, managing the regulatory relationship from first contact through licence grant.
The deployment of algorithmic and AI-driven advisory services raises complex regulatory questions around suitability, disclosure, and liability. We help clients navigate these questions — structuring their AI advisory models within the regulatory framework and ensuring ongoing compliance as standards evolve.
From tokenisation of real-world assets to DeFi platform design, we provide strategic and regulatory advisory for clients at every stage of digital asset development. Our virtual asset licensing expertise (Classes O, M, S, R, I) provides the regulatory foundation; our strategy practice provides the commercial direction.
Our Fintech Capabilities
End-to-End Support for Digital Finance Innovation
The FSC Mauritius operates a regulatory sandbox programme for innovative financial services. We guide eligible fintech businesses through the sandbox application process, enabling them to test their models in a live regulatory environment before applying for a full licence.
Fintech businesses face particularly stringent AML/CFT expectations given the potential for misuse of digital channels. We design and implement comprehensive AML/CFT frameworks — including policies, procedures, KYC/CDD protocols, transaction monitoring systems, and MLRO function design.
Sound technology governance is increasingly a regulatory expectation, not merely a best practice. We advise on IT governance frameworks, cybersecurity policies, business continuity planning, and third-party risk management for regulated fintech entities.
For clients seeking to establish payment platforms, e-money institutions, or remittance services, we provide full advisory on the regulatory requirements applicable in Mauritius and target markets — including cross-border money transfer licensing and correspondent banking arrangements.
Mauritius has introduced a progressive crowdfunding regulatory framework. We advise crowdfunding platform operators on licence requirements, platform rules, investor protection obligations, and ongoing regulatory compliance under the FSC's crowdfunding regime.
The fintech regulatory landscape evolves rapidly. We provide fintech clients with a subscription regulatory monitoring service — tracking relevant developments across Mauritius, Africa, and global fintech regulators, and providing timely analysis of implications for their business.
Build the Future of Finance
Let us help you navigate the regulatory landscape and build a compliant, scalable fintech business.
Speak with a Fintech Specialist